The attached "Letter to Shareholders" from our Chairman and CEO Harland C. Stonecipher was posted on our Web site for shareholders and/or electronically distributed to them today. Letter to Shareholders - No. 8 From Harland C. Stonecipher Date: May 16, 2006Recent negative publicity about us is but another example of what we have endured since becoming the target of a short attack five and a half years ago. Since then we have communicated directly with you several times to help you better understand what was taking place. By addressing the negative points brought up, we would like to bring you up-to-date on what we have been doing and where we are headed. Rereading the previous seven letters to shareholders will give you an even better understanding of what we have accomplished.The recent negative publicity addresses the lawsuits we have had to contend with, questions the value of our membership, seems to indicate that we may have regulatory problems, questions the viability of our business based on how long our members remain members, and suggests we are more interested in building a sales force than in delivering our product.